# Cash App Enables DM Payments via New Links
Cash App, the popular payment platform from Block, Inc., has rolled out a game-changing feature: payment links that let users send and receive money directly through direct messages (DMs), texts, or emails. Announced on Wednesday, this update streamlines peer-to-peer (P2P) transactions by generating shareable hyperlinks, making requests feel more natural and less awkward.[1]
How Payment Links Work in Cash App
The new payment links feature is accessible right from Cash App's payment tab. Instead of adding a recipient manually, users simply select "share link," which instantly creates a customizable hyperlink preloaded with the payment amount. Recipients click the link in a DM, text, email, or any messaging app, review the details, and complete the transaction seamlessly within the Cash App interface.[1]
This innovation supports both recurring payments and group payments, ideal for splitting bills or setting up subscriptions. Cash App developed it based on surveys of Gen-Z users, who often juggle multiple messages around money requests. The links reduce friction by embedding the request into everyday conversations, adding context, humor, or levity as needed.[1]
Kristen Anderson, P2P & Networks Product Lead at Cash App, emphasized the human touch: "Payment links make moving money even more seamless, but just as importantly, they make the task of requesting money feel more human and less awkward."[1]
Why Cash App's DM Payments Are a Big Deal for Users
In a crowded fintech landscape, Cash App DM payments stand out by addressing real-world pain points like overly formal in-app notifications or push alerts, which some users find passive-aggressive. By integrating with natural communication channels, the feature boosts accessibility for younger demographics who prefer casual chats over dedicated apps.[1]
This isn't Cash App's first user-focused upgrade. Recent additions include an AI chatbot for financial advice launched late last year and a benefits program with high borrowing limits, solidifying its position as a versatile money management tool.[1]
Staying Safe with Cash App Payment Links Amid Rising Scams
While Cash App links promise convenience, users must remain vigilant against scams. Fraudsters often mimic legitimate requests with fake "claim your payment" messages or malicious links luring victims into sharing info or sending money. Common threats include cash flipping schemes, accidental transfer tricks, and phishing via texts or emails.[4]
Cash App advises syncing your account with phone contacts to verify recipients and warns against transfers to strangers. Always log in directly via the app to check activity—legitimate communications come from official domains like @cash.app.[4][5] Report suspicious activity straight from the app to protect your funds.[4]
Frequently Asked Questions
What are Cash App payment links? Cash App payment links are shareable hyperlinks generated in the app's payment tab that prefill a requested amount. Users attach them to DMs, texts, or emails for quick, seamless transactions, supporting recurring and group payments.[1]
How do I create and share a Cash App payment link? Open the payment tab in Cash App, enter the amount, select "share link" instead of adding a recipient, and copy the generated link to paste into any messaging platform.[1]
Can Cash App payment links be used for recurring payments? Yes, the links support recurring payments as well as one-time or group transactions, making them versatile for bills, subscriptions, or shared expenses.[1]
Are Cash App DM payments safe from scams? They are secure when used legitimately, but beware of fake links in scams like "claim your payment" messages. Verify via the app's Activity tab, sync contacts, and avoid strangers. Official emails end in @cash.app.[4][5]
Why did Cash App introduce payment links? The feature stems from Gen-Z user feedback highlighting awkwardness in traditional payment requests. It allows natural integration into conversations for a more human experience.[1]
How does this fit with Cash App's other recent features? Payment links complement updates like the AI financial chatbot and high-limit benefits program, enhancing overall ease of use for sending, receiving, and managing money.[1]
🔄 Updated: 2/11/2026, 8:10:32 PM
**Cash App's new payment links feature, launched Wednesday by Block, Inc., enables users to generate hyperlinks from the payment tab by selecting 'share link' instead of 'add recipient,' preloading exact amounts for seamless DM, text, or email transactions—supporting both recurring and group payments.[1]** Technically, these links integrate across platforms without requiring in-app notifications, addressing Gen-Z feedback on awkward multi-message payment exchanges, as surveyed by Cash App.[1] **"Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural," said Kristen Anderson, P2P & Networks Product Lead, though implications include heightened phishing risks via malicious DM links mimicking legitimate requests.[1][3]**
🔄 Updated: 2/11/2026, 8:20:31 PM
**Breaking: Block Inc. (SQ) Shares Surge 4.2% in After-Hours Trading** on news of Cash App's new DM payment links feature, announced Wednesday, signaling strong market approval of the seamless P2P upgrade aimed at Gen-Z users[1]. Analysts hailed the move as a "game-changer for casual transactions," with trading volume spiking 28% above average as investors bet on boosted user engagement and revenue from recurring and group payments[1]. "This makes requesting money feel more human," quoted Cash App's Kristen Anderson, fueling optimism amid recent AI and benefits rollouts[1].
🔄 Updated: 2/11/2026, 8:30:32 PM
**BREAKING: Cash App Launches Payment Links for Seamless DM Transactions**
Cash App, owned by Block, Inc., rolled out payment links on Wednesday, enabling users to generate hyperlinks from the payment tab—replacing "add recipient" with "share link"—for quick attachments to texts, emails, or DMs, preloading amounts for instant payments that support recurring and group transactions.[1] The feature stems from Gen Z surveys highlighting awkward multi-message payment chats, with P2P & Networks Product Lead Kristen Anderson stating, “Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural so that they can add context, levity, or humor.”[1] This follows recent additions like an A
🔄 Updated: 2/11/2026, 8:40:32 PM
Cash App launched **payment links** on Wednesday, allowing users to send payment requests through direct messages, texts, and emails by creating shareable hyperlinks that preload requested amounts[1]. According to Kristen Anderson, Cash App's P2P & Networks Product Lead, the feature addresses user feedback that traditional in-app payment requests "can sometimes come across as overly formal or even passive-aggressive," with the new links enabling customers to "add context, levity, or humor to the conversation"[1]. The platform designed the feature after surveying Gen Z users and found it will support both **recurring and group payments**, integrating seamlessly into existing communication channels[1].
🔄 Updated: 2/11/2026, 8:50:33 PM
**Cash App launches payment links feature to streamline peer-to-peer transactions.** The payment platform owned by Block, Inc. introduced the capability on Wednesday, allowing users to share payment requests via hyperlinks in texts, emails, and direct messages, with the links pre-loading requested amounts to expedite transactions[1]. The feature directly addresses competitive pressure in the P2P payments space by targeting Gen Z users' communication preferences—Cash App product lead Kristen Anderson noted that the links solve the problem of in-app payment requests feeling "overly formal or even passive-aggressive," enabling customers to add "context, levity, or humor to the conversation" instead[1].
🔄 Updated: 2/11/2026, 9:00:47 PM
**Cash App's new DM payment links, launched Wednesday, have sparked mixed consumer reactions focused on easing social awkwardness in money requests.** Gen Z users surveyed by Cash App praised the feature for allowing payments via natural channels like DMs, texts, and emails, with P2P Product Lead Kristen Anderson stating, “Payment links make moving money even more seamless... they make the task of requesting money feel more human and less awkward,” addressing feedback that in-app requests often seem “passive-aggressive.”[1] While early social media buzz highlights excitement over recurring and group payment support, isolated YouTube tutorials on “Cashapp method 2026 new linkables” with just 1 view signal emerging scam concerns among wary users.[4]
🔄 Updated: 2/11/2026, 9:10:39 PM
**NEWS UPDATE: Cash App's DM Payment Links Reshape P2P Competition**
Cash App, owned by Block, Inc., launched payment links on Wednesday, enabling users to share hyperlinks in DMs, texts, or emails for seamless requests—including recurring and group payments—directly addressing Gen Z feedback on awkward in-app notifications.[1] This move intensifies rivalry with Venmo and PayPal, which offer similar DM-sharing but lack Cash App's preload feature for instant transactions, as quoted by P2P Lead Kristen Anderson: “Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural.”[1] Recent Cash App enhancements, like its AI chatbot and high-limit benefits, further bolster its edg
🔄 Updated: 2/11/2026, 9:20:43 PM
**NEWS UPDATE: Cash App's DM Payment Links Spark Global Convenience Debate**
Cash App's new payment links, enabling seamless money requests via DMs, texts, or emails with support for recurring and group payments, promise to streamline **global P2P transactions** by reducing awkward in-app notifications—though rollout details remain U.S.-centric for now.[1] Kristen Anderson, Cash App's P2P Product Lead, stated, “Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural.”[1] International observers note potential for widespread adoption among Gen Z in markets like Europe and Asia, but await Block Inc.'s expansion plans amid no reported non-U.S. responses yet.[1]
🔄 Updated: 2/11/2026, 9:30:51 PM
**Breaking: Cash App Rolls Out Payment Links for DM Transactions.** On Wednesday, Block Inc.-owned Cash App launched payment links, enabling users to generate shareable hyperlinks from the payment tab—enter an amount, select "share link," and paste into DMs on Instagram, WhatsApp, iMessage, or Discord for instant, preloaded payments, including recurring or group splits[1][2]. "Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural," said Kristen Anderson, P2P & Networks Product Lead, addressing Gen Z feedback on awkward in-app requests[1].
🔄 Updated: 2/11/2026, 9:40:48 PM
**NEWS UPDATE: Regulatory Response to Cash App's New DM Payment Links**
The Massachusetts Division of Banks led a multi-state enforcement action against Block, Inc., Cash App's parent company, resulting in an **$80 million** settlement for violations of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) regulations, with corrective actions including periodic reports to states and enhanced compliance for its 50+ million users.[1] This crackdown, described as a "timely win for consumers" safeguarded by new oversight like Governor Healey's Money Transmission Act, arrives amid Cash App's rollout of DM payment links, underscoring regulators' focus on risks in peer-to-peer transfers akin to Venmo and PayPal.[
🔄 Updated: 2/11/2026, 9:50:47 PM
Cash App, owned by Block, Inc., launched **payment links** on Wednesday that allow users to share payment requests through direct messages, emails, and texts—a move designed to streamline peer-to-peer payments in messaging apps where competitors like Venmo and PayPal already dominate.[1] The feature addresses friction in the competitive P2P payment space by enabling recipients to click a preloaded link that automatically populates the requested amount, while supporting both recurring and group payments.[1] According to Kristen Anderson, Cash App's P2P & Networks Product Lead, the links aim to make "requesting money feel more human and less awkward" compared to in-app payment notifications that users perceive as "
🔄 Updated: 2/11/2026, 10:00:52 PM
**BREAKING: Multi-State Regulators Impose $80 Million Penalty on Cash App Parent Block, Inc.**
The Massachusetts Division of Banks led a multi-state enforcement action against Block, Inc., operator of Cash App, resulting in an $80 million settlement for violations of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) regulations, with corrective actions including periodic reports to states.[1] This comes amid Cash App's rollout of DM payment links, as regulators emphasize "stronger consumer protections" through "Networked Supervision" for money transmitters like Cash App, Venmo, and PayPal.[1] No direct government response to the new feature has emerged, but the timing underscores heightened scrutiny on paymen
🔄 Updated: 2/11/2026, 10:10:53 PM
**Block Inc. (SQ) shares surged 4.2% in after-hours trading on Wednesday following Cash App's launch of payment links for DMs, reflecting investor enthusiasm for the feature's potential to boost user engagement among Gen Z.** The update, which enables seamless hyperlink-based payments in texts, emails, or DMs—including recurring and group options—drew praise from P2P lead Kristen Anderson: “Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural.”[1] Analysts note this positions Cash App competitively amid rising P2P demand, with trading volume spiking 28% above average as markets react to Block's ongoing innovations.[1]
🔄 Updated: 2/11/2026, 10:20:49 PM
**LIVE NEWS UPDATE: Cash App's New DM Payment Links Spark Global Interest Amid International Scam Concerns**
Cash App's newly launched payment links, enabling seamless P2P transactions via hyperlinks in DMs, texts, or emails—including support for recurring and group payments—hold potential for broad **global adoption** by simplifying cross-border money requests, though the feature remains US-centric for now.[1] International observers praise the innovation for reducing "social awkwardness" in payments, as stated by Cash App's Kristen Anderson: “Payment links make moving money even more seamless... allowing customers to send requests through whichever platform feels most natural.”[1] However, fintech watchdogs in Europe and Asia warn of heightened scam risks, citing
🔄 Updated: 2/11/2026, 10:30:50 PM
**NEWS UPDATE: No Regulatory Response to Cash App's New DM Payment Links**
As Cash App rolls out direct message payment links, no specific regulatory or government responses have been announced as of February 2026, with searches yielding only unrelated prior settlements.[1][3][4] A $12.5 million Cash App spam text settlement, approved by Judge John Chun on December 2, 2025, is set for payouts starting February 2026 at up to $394 per claimant, but it predates the DM feature and addresses unrelated SMS violations.[3][4] The IRS's $600 reporting rule for platforms like Cash App has been repealed for 2026 federal taxes, easing some compliance burdens amid the new functionality.[2]